Privacy Policy

Million Neuron Private Limited ("MillionNeuron"/"Company"/"MillionNeuron.com"/"We"/"Us") including online platform(s) www.MillionNeuron.com and "Mobile App" (Collectively "Website") recognizes the importance of maintaining your privacy. Your privacy is important to us and maintaining your trust is paramount. MillionNeuron.com is committed to maintaining the confidentiality, integrity, and security of all information of its users.

 

This Privacy Policy explains how we collect, use, process and disclose information about you.

 

This Privacy Policy applies to the visitors to our Website and our existing and future customers.

 

By using our website/app and affiliated services, you are accepting and consenting to the terms of our privacy policy (“Privacy Policy”) in addition to our Terms of Use.

 

By using or continuing to use the Website you agree to our use of your information (including sensitive personal information as defined under the Information Technology Act 2000, applicable rules, notification etc.) in accordance with this Privacy Policy, as may be amended from time to time by MillionNeuron at its sole discretion.

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1. Controllers of Personal Information

 

Your Personal data/information will be collected and stored at servers located in India by MillionNeuron Marketing and Consulting Private Limited along with its parent company (including its, representatives, affiliates, and its business partners) .

 

2. What Personal Information we gather about you

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The information we learn from customers helps us personalize and continually improve your experience at the Website. Here are the types of information we gather.

 

• We receive and store any information or document you enter or upload on our Website or give us in any other way, in line with the product or service opted by you and as required by us or our business partners, including your personal information like first name, last name, email address, date of birth, residence city etc.. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features..

• We might receive information about you from other sources and add it to our account information.

 

3. We Collect Cookies

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We receive and store certain types of information whenever you interact with us. For example, like, we use "cookies" and we obtain certain types of information when your web browser accesses the Website or advertisements and other content served by or on behalf of the Website on other websites. A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by us to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing.

 

Most browsers will tell you how to prevent your browser from accepting new cookies, how to havethe browser notify you when you receive a new cookie and how to disable cookiesaltogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the website of its manufacturer.

 

However, because cookies allow you to take advantage of some of the Website’s essential features, we recommend that you leave them turned on. For instance, if you block or otherwise reject our cookies, you may not able to use any Website products and services that require you to Sign in.

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4. How do We Use The Information

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MillionNeuron.com collects your information when you register for an account, when you use its products or services, visit its Website's pages. When you register with MillionNeuron.com, you are asked for your full name, state and city of residence, email address, etc. Once you register at the Website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and may be sent SMS, notifications about our services to your wireless device. Hence, by registering you authorize the MillionNeuron.com (including its business partners and affiliates) to send texts and email alerts to you with your login details and any other service requirements, including promotional mails and SMS,even if you have registered yourself under DND or DNC or NCPR services. Your authorization shall be valid as long as your account is not deactivated or unless you withdraw your consent. MillionNeuron Website may based on your consent also access your mobile device including camera for the purpose of service facilitation and ease of access to our Website for the various services opted by you and in compliance with applicable laws.

 

Purpose for collecting information:

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• Assist us or our business partners in facilitating and delivering services to you, process payments and your applications, communicate with you about products, services and promotional offers.

• Respond to queries, or requests submitted by you, and resolve your grievances/issues/problems with any services supplied to you.

• Administer or otherwise carry out our obligations in relation to any agreement with our business partners.

• Send you information about special promotions or offers. We might also tell you about new features or products/services. These might be our own offers or products/services, or third-party offers or products/services with whom MillionNeuron.com has a tie-up.

• Use your information for internal analysis and to provide you with location-based services, such as advertising, search results, and other personalized content.

• Use this information to improve our platform, prevent or detect fraud or abuses of our Website and enable third parties to carry out technical, logistical or other functions on our behalf. We may combine information we get from you with information about you we get from third parties.

• Send you notices, communications, and recommend services that might be of interest to you update our records and generally maintain your accounts with us, display content and customer reviews.

• When you provide your contact details, we will use it to send you general notices or important news about your account, request your feedback or opinions and provide updates on special deals and offers that might interest you.

• File storage permissions on android/iOS and Website for uploading customer documents are obtained for the purpose of processing customer applications by our Partners.

• Paisabazaar Website may based on your consent also access your mobile device including camera for the purpose of service facilitation, ease of access and logging in to our Website for the various services opted by you.

• As otherwise provided in this Privacy Policy and in compliance with the applicable laws.

 

Some features of this Website or our Services will require you to furnish your personally identifiable information as provided by you under your account section on our Website.

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5. Disclosure to Third Parties

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MillionNeuron.com will not sell or rent or otherwise disclose your information for commercial purposes to anyone in a way that is contrary to the commitments made and/or other than as set forth in this Privacy Policy. Notwithstanding the foregoing, we may share your information to third parties including our group Company, employees, agents, business partner, CICs, Payment Aggregator and Service Providers we have a tie up with and any of our affiliates, for the purposes as set out in this Privacy Policy.

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These third parties are required to handle your information using the same level of care and confidentiality as is followed by MillionNeuron and any accessing or processing of your information by these third parties is in accordance with contractual terms, applicable laws and our instructions and subject to your consent. For the purposes of this paragraph, "affiliate" means any person, company, or MillionNeuron.com directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with MillionNeuron.com (The term "control," as used in the preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term "Person" includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association, or any other entity).

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MillionNeuron.com may also share, and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of MillionNeuron.com business or upon the merger, reorganization, or consolidation of it with another entity on a basis that it is not the surviving entity

We limit the collection and use of your personal information. We may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner. Such information does not identify you individually. Access to your Account information and any other personal identifiably information is strictly restricted and used only in accordance with specific internal procedures, and for the purposes set out in this Privacy Policy, in order to operate, develop or improve our services. We may use third party service providers to enable you to provide with our services and we require such third parties to maintain the confidentiality of the information we provide to them,under our contracts with them.

 

We may also share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. You agree and consent for the Website to disclose your information, if so required, under applicable law.

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6. Data Storage

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MillionNeuron may retain your information including personal information as the same may be required to provide you the services for the product that you have inquired or opted and for as long as it is required for the above purpose or mandated in our arrangements with our business partners. Retention of information is done as per this policy subject to compliance with applicable law/regulatory requirements in India.

In following situation, MillionNeuron may retain your information for an extended period 

 

• in case of requirement of any investigations under law or as part of any requirements before courts/tribunals/forums/commissions etc

• to enhance/improve our products/services

• as required under contractual arrangements with business partners.

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7. What Is Your Control Over Your Personal Information That’s Collected And Used Online

 

It's important to note that the information we use about you helps us provide you with products, services and experiences that benefit you. You have the ability to control how your non-personal information is collected and used online.

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You also have the ability to choose what personal information, including what sensitive personal information (i.e. your financial information) you provide to us, restrict disclosure of your information to third parties, however, please note that this may affect your seamless access to such product/ service as opted by you. However, if you choose not to provide all of the mandatory information and data that is requested of you, we may not be able to provide you with the Services that you have subscribed to.

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We believe you should be able to choose what kinds of information you receive via email/SMS. If you do not want to receive marketing materials by email/SMS, just indicate your preference on the contact information for your account or the 'opt-out' or unsubscribe link provided in our marketing emails and you can also write to us at care@MillionNeuron.com. Please note that it may take about 10 days to process your request. Please keep in mind that we will continue to notify you by email /SMS/via phone calls regarding your services with us, even after you have opted out.

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You can review the information that you have provided to us by logging into your account at the Website and correct or amend any personal information or sensitive personal data or information to ensure that the information or data you provided us is accurate and/or not deficient. MillionNeuron.com is not responsible for the authenticity of any personal information or sensitive personal data or information supplied to it by you or any third party.

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